A 10% Card Cap Meets BNPL 2.0 – Where Consumer Credit Moves Next: BI Replay

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Duration: 44 Minutes

Original Date: February 17, 2026

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Will President Trump's proposed 10% credit card rate cap reshape consumer lending? We'll unpack which card issuers face the biggest earnings hit versus who's insulated, how credit card ABS markets could shift to alternative platforms, and why BNPL players might be the surprise winners. Plus: what embedded finance, banking license land-grabs by fintechs, and Apple's Goldman-to-JPMorgan switch signal about the future of consumer credit.

A 10% Card Cap Meets BNPL 2.0 – Where Consumer Credit Moves Next: BI Replay

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