Consumer Credit’s Margin for Error is Narrowing: BI Replay

Consumer lenders are entering a period of reduced room for error as loan growth slows, spending stays elevated, and the industry remains alert for early signs of credit deterioration. In this fireside chat, Ben Elliott will assess consumer resilience and whether Capital One’s Discover and Brex acquisitions can deliver strategic benefits before stalled Discover growth and elevated marketing costs test investor patience. Rod Chadehumbe will examine what oil-price volatility and Fed policy mean for ABS spreads into year-end, alongside supply, collateral performance and ratings. Diksha Gera will add the fintech lens, covering BNPL credit quality, in-store expansion, debit overlays and agentic-AI applications. Join us on Sept. 16, 2026, at 11:30 a.m. ET.