{"id":138932,"date":"2026-04-22T02:31:13","date_gmt":"2026-04-22T06:31:13","guid":{"rendered":"https:\/\/professional.content.cirrus.bloomberg.com\/professional2023\/insights\/treasury\/ihh-healthcare-drives-operational-excellence\/"},"modified":"2026-04-22T02:31:13","modified_gmt":"2026-04-22T06:31:13","slug":"ihh-healthcare-drives-operational-excellence","status":"publish","type":[3763],"link":"https:\/\/professional.content.cirrus.bloomberg.com\/professional2023\/insights\/treasury\/ihh-healthcare-drives-operational-excellence\/","title":{"rendered":"IHH Healthcare drives operational excellence &#038; strategic growth through a treasury-first digital transformation"},"content":{"rendered":"<div  class=\"bbg-row-container\">\n    <style>section[data-anchor=row-69f264edefac8]::before {\n\t\t\t\tbackground-color: #f4f4f9;\n\t\t\t}<\/style>\n    <section class=\"bbg-row bg--custom-color  bg--f4f4f9 text--black row-padding--top-compact row-padding--bottom-compact bbg-row--full-bg-bleed\" data-anchor='row-69f264edefac8'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-7\"\n    style=\"\"\n    >\n    <p><div\n    class=\"bbg-spacer bbg-spacer--lg\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p class=\"small\"><strong><span style=\"font-size: 14px; letter-spacing: 1px; color: #0062dd;\">CASE STUDY<\/span><\/strong><\/p>\n\n<\/div>\n    <h1 class=\"bbg-metadata bbg-metadata--title\">IHH Healthcare drives operational excellence &#038; strategic growth through a treasury-first digital transformation<\/h1>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 50px !important\"\n    >\n<\/div>    <ul class=\"bbg-categories_list\">\n                    <li>\n                <a href=\"https:\/\/professional.content.cirrus.bloomberg.com\/professional2023\/insights\/category\/technology\/\" rel=\"category tag\">\n                    Technology\n                <\/a>\n            <\/li>\n                    <li>\n                <a href=\"https:\/\/professional.content.cirrus.bloomberg.com\/professional2023\/insights\/category\/treasury\/\" rel=\"category tag\">\n                    Treasury\n                <\/a>\n            <\/li>\n            <\/ul>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 40px !important\"\n    >\n<\/div>[vc_row_inner equal_height=&#8221;yes&#8221; el_class=&#8221;case-study_header-button&#8221;][vc_column_inner el_class=&#8221;case-study_header-CTA&#8221;]\n<div\n  id=\"cta_922383726880729247\"\n  class=\"wpb_content_element bbg-cta button-wrap no-icon\">\n  <style>\n    #cta_922383726880729247.bbg-cta .bbg-cta-link.link-holder .bbg-cta-button {\nmargin: 0px 0px 0px 0px;\n  }\n\n\n    \n    \n  <\/style>\n  <div\n    class=\"bbg-cta-link link-holder\"\n    data-links-type=\"cta-links\">\n    <p class=\"bbg-cta-p left\">\n      <a\n        class=\"bbg-cta-link link bbg-cta-button small\"\n        href=\"#access-report\"\n        target=\"_blank\"\n        rel=\"\"\n        data-section-name=\"Access the full report\"\n        >\n                      Access the full report\n                <\/a>\n    <\/p>\n  <\/div>\n<\/div>\n\n<div\n  id=\"cta_1558031161240112253\"\n  class=\"wpb_content_element bbg-cta button-cta button-wrap no-icon\">\n  <style>\n    #cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-button {\nmargin: 0px 0px 0px 16px;\n    background: #f4f4f9 !important;    border-width: 1px !important;\n    border-color: #000000 !important;\n    border-style: solid;\n  }\n\n#cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-button:hover {\n    background: #e2e2e7 !important;\n\n  }\n    #cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-link {\n\tcolor: #000000 !important;\n}\n\n#cta_1558031161240112253.bbg-cta .bbg-cta-button__icon-right::after {\n\tcolor: #000000 !important;\n}\n\n#cta_1558031161240112253.bbg-cta .bbg-cta-button__icon-left::before {\n\tcolor: #000000 !important;\n}\n\n#cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-link:after {\n\tbackground-color: #000000 !important;\n}\n    #cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-link:hover {\n\tcolor: #000000 !important;\n}\n\n#cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-link:hover:after {\n\tbackground-color: #000000 !important;\n\tcolor: #000000 !important;\n}\n\n#cta_1558031161240112253.bbg-cta .bbg-cta-link.link-holder .bbg-cta-link:hover:before {\n\tcolor: #000000 !important;\n}\n  <\/style>\n  <div\n    class=\"bbg-cta-link link-holder\"\n    data-links-type=\"cta-links\">\n    <p class=\"bbg-cta-p left\">\n      <a\n        class=\"bbg-cta-link link bbg-cta-button small\"\n        href=\"https:\/\/www.bloomberg.com\/professional\/contact-menu\/contact-specialist\/\"\n        target=\"\"\n        rel=\"\"\n        data-section-name=\"Contact a specialist\"\n        >\n                      Contact a specialist\n                <\/a>\n    <\/p>\n  <\/div>\n<\/div>\n[\/vc_column_inner][\/vc_row_inner]<\/p>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-5\"\n    style=\"\"\n    >\n    <div id=\"\" class=\"wpb_content_element bbg-single-image align-center\">\n    <figure class=\"bbg-single-image__figure\" style=\"max-width:100%\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"816\" src=\"https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&amp;type=webp&amp;url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/office-dusk_1.3.2.jpg\" class=\"bbg-single-image__image attachment-full\" alt=\"\" title=\"office-dusk_1.3.2\" \/>\n        \n            <\/figure>\n<\/div>\n\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row bg--white  text--black row-padding--top-none row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-69f264ee0783a'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <p><div\n\tclass=\"bbg_jumplinks-container  --align-left\"\n\tdata-link-color=\"#000000\"\n\tdata-style=\"light\"\n\tdata-direction=\"\"\n\tdata-mobile-behavior=\"dropdown\"\n>\n\t<style>\n\t\t.bbg_jumplinks-container .bbg_jumplinks-scroll:after {\n\t\t\tbackground: #000000;\n\t\t}\n\t<\/style>\n<\/div>\n<hr class=\"bbg-separator bbg-separator-1\" style=\"height:1px;\" \/>\n<\/p>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-jump-link-section bbg-row--full-bg-bleed\" data-jump-link-label='Overview' data-anchor='row-69f264ee09f62' id='overview'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>IHH Healthcare<\/h2>\n\n<\/div>\n<div\n    class=\"bbg-spacer bbg-spacer--sm\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>IHH Healthcare, Asia\u2019s largest private healthcare group, operates 80 hospitals across ten countries. To support an ambitious growth strategy and fund acquisitions, the group transitioned from manual, fragmented processes to a &#8220;treasury-first&#8221; digital framework.<\/p>\n<p>By integrating Bloomberg\u2019s FX aggregator and a new Treasury Management System (TMS), IHH has centralized liquidity, automated complex hedging, and established a scalable foundation for group-wide finance innovation.<\/p>\n\n<\/div>\n<div\n    class=\"bbg-spacer bbg-spacer--md\"\n    >\n<\/div>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-1 bbg-column--m-width-6\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-3\"\n    style=\"\"\n        id=\"logo\"\n    >\n    <div class=\"wpb_content_element bbg-card case-study__info-box bbg-card-custom case-study__info-box\" id=\"card_1\" data-card_type=\"no_image\">\n      <style>#card_1 .bbg-card__innerwrapper {background-color: #f4f4f9;}#card_1 .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_1:hover .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_1 .bbg-card__innerwrapper {\n\tpadding: calc(var(--brand-large-padding, 40px) - 1px) !important;\n\t}#card_1.bbg-card_hasImage .bbg-card__innerwrapper{padding-top: calc(var(--brand-default-padding, 16px) - 1px);padding-left: calc(var(--brand-default-padding, 16px) - 1px);padding-right: calc(var(--brand-default-padding, 16px) - 1px);}<\/style>\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n      \n              <div class=\"bbg-card__wysiwyg bb-wysiwyg\"><\/p>\n<p style=\"font-size: 14px; padding-top: 5px; letter-spacing: 1px; line-height: 16px; color: #727277; font-weight: 600;\">INDUSTRY<\/p>\n<p style=\"font-size: 20px; line-height: 36px; color: #2d2d32; margin-top: -15px! important; padding-bottom: 10px;\">Healthcare (Private Group)<\/p>\n<p style=\"font-size: 14px; padding-top: 5px; letter-spacing: 1px; line-height: 16px; color: #727277; font-weight: 600;\">GOAL<\/p>\n<p style=\"font-size: 20px; line-height: 36px; color: #2d2d32; padding-bottom: 10px; margin-top: -15px! important;\">Harmonize operations, optimize cash management for acquisitions, and drive automation through a &#8220;single source of truth&#8221; for data.<\/p>\n<p>\n<\/div>\n          <\/div>\n\n      <\/div>\n\n  <\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <style>section[data-anchor=row-69f264ee0d851]::before {\n\t\t\t\tbackground-color: #f4f4f9;\n\t\t\t}<\/style>\n    <section class=\"bbg-row bg--custom-color  bg--f4f4f9 text--black row-padding--bottom-compact row-jump-link-section bbg-row--full-bg-bleed\" data-jump-link-label='Key insights' data-anchor='row-69f264ee0d851' id='insights'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>Key insights<\/h2>\n\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-3\"\n    style=\"\"\n    >\n    <p><style>@media (max-width: 767px) {#bbg-ae-animation-69f264ee0e9e4 svg {display: none;}}@media (min-width: 768px) {#bbg-ae-animation-69f264ee0f210 svg {display: none;}}#bbg-ae-animation-69f264ee0e9e4{width:36px;}#bbg-ae-animation-69f264ee0f210{width:36px;}<\/style>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee0e9e4' data-name='bbg-ae-animation-69f264ee0e9e4' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Anim_Picto_Export_Person_36_2411260924.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='80' data-reset='true'><\/div>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee0f210' data-name='bbg-ae-animation-69f264ee0f210' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Anim_Picto_Export_Person_36_2411260924.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='75' data-reset='true'><\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 25px !important\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>Adopted Bloomberg\u2019s FX aggregator to automate orders, reducing manual intervention and operational risk.<\/p>\n\n<\/div>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-3\"\n    style=\"\"\n    >\n    <p><style>@media (max-width: 767px) {#bbg-ae-animation-69f264ee10793 svg {display: none;}}@media (min-width: 768px) {#bbg-ae-animation-69f264ee11002 svg {display: none;}}#bbg-ae-animation-69f264ee10793{width:36px;}#bbg-ae-animation-69f264ee11002{width:36px;}<\/style>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee10793' data-name='bbg-ae-animation-69f264ee10793' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Anim_Picto_Export_5Balls_36_2411141434.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='80' data-reset='true'><\/div>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee11002' data-name='bbg-ae-animation-69f264ee11002' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Anim_Picto_Export_5Balls_36_2411141434.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='75' data-reset='true'><\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 25px !important\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>Leveraged a digital tender platform (Treasury Delta) to eliminate spreadsheets from the RFP process, dramatically reducing the selection lifecycle for their TMS.<\/p>\n\n<\/div>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-3\"\n    style=\"\"\n    >\n    <p><style>@media (max-width: 767px) {#bbg-ae-animation-69f264ee11774 svg {display: none;}}@media (min-width: 768px) {#bbg-ae-animation-69f264ee11e87 svg {display: none;}}#bbg-ae-animation-69f264ee11774{width:36px;}#bbg-ae-animation-69f264ee11e87{width:36px;}<\/style>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee11774' data-name='bbg-ae-animation-69f264ee11774' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Anim_Picto_Export_UpArrow_36_2411261036.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='80' data-reset='true'><\/div>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee11e87' data-name='bbg-ae-animation-69f264ee11e87' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Anim_Picto_Export_UpArrow_36_2411261036.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='75' data-reset='true'><\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 25px !important\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>Established a regional cash pooling structure to optimize internal funding and reduce reliance on external borrowing.<\/p>\n\n<\/div>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-3\"\n    style=\"\"\n    >\n    <p><style>@media (max-width: 767px) {#bbg-ae-animation-69f264ee12613 svg {display: none;}}@media (min-width: 768px) {#bbg-ae-animation-69f264ee12ef6 svg {display: none;}}#bbg-ae-animation-69f264ee12613{width:36px;}#bbg-ae-animation-69f264ee12ef6{width:36px;}<\/style>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee12613' data-name='bbg-ae-animation-69f264ee12613' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Pictogram-ProcessCircle-36x36-1.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='80' data-reset='true'><\/div>\n<div class='bbg-ae-animation'id='bbg-ae-animation-69f264ee12ef6' data-name='bbg-ae-animation-69f264ee12ef6' data-animation-path='https:\/\/assets.bbhub.io\/professional\/sites\/41\/Pictogram-ProcessCircle-36x36-1.json' data-animation-type='view' data-anim-loop='false' data-breakpoint='768' data-mobile='false' data-start-at='75' data-reset='true'><\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 25px !important\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>Designed a workflow where Bloomberg\u2019s FX solutions connect directly with the Kyriba TMS to automate trade confirmation and settlement.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--bottom-compact row-jump-link-section bbg-row--full-bg-bleed\" data-jump-link-label='Situation' data-anchor='row-69f264ee13dd6' id='situation'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-4\"\n    style=\"\"\n    >\n    <div class=\"wpb_content_element bbg-card case-study__number-graphic bbg-card-custom case-study__number-graphic\" id=\"card_2\" data-card_type=\"image\">\n      <style>#card_2 .bbg-card__innerwrapper {background-image: url(https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&type=webp&url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/case-study_big-number-graphic_1.png);background-repeat: no-repeat;background-size: contain;}#card_2 .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_2:hover .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_2 .bbg-card__innerwrapper {\n\tpadding: calc(var(--brand-large-padding, 40px) - 1px) !important;\n\t}#card_2.bbg-card_hasImage .bbg-card__innerwrapper{padding-top: calc(var(--brand-default-padding, 16px) - 1px);padding-left: calc(var(--brand-default-padding, 16px) - 1px);padding-right: calc(var(--brand-default-padding, 16px) - 1px);}<\/style>\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n                      <h2 class=\"bbg-card__title\">Situation<\/h2>\n      \n          <\/div>\n\n      <\/div>\n\n  <\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <p><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>IHH Healthcare embarked on a major three-year transformation to align its finance function with a rapid expansion strategy. As a massive organization with over 70,000 employees, the group needed to ensure its treasury function could fund acquisitions efficiently while maintaining &#8220;bank-grade&#8221; oversight. Leadership chose a &#8220;treasury-first&#8221; approach because these initiatives could deliver tangible benefits quickly with minimal disruption to core finance operations.<\/p>\n\n<\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 40px !important\"\n    >\n<\/div>[vc_row_inner][\/vc_row_inner]<\/p>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--bottom-compact row-jump-link-section bbg-row--full-bg-bleed\" data-jump-link-label='Problem' data-anchor='row-69f264ee1747e' id='problem'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-4\"\n    style=\"\"\n    >\n    <div class=\"wpb_content_element bbg-card case-study__number-graphic bbg-card-custom case-study__number-graphic\" id=\"card_3\" data-card_type=\"image\">\n      <style>#card_3 .bbg-card__innerwrapper {background-image: url(https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&type=webp&url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/case-study_big-number-graphic_21.png);background-repeat: no-repeat;background-size: contain;}#card_3 .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_3:hover .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_3 .bbg-card__innerwrapper {\n\tpadding: calc(var(--brand-large-padding, 40px) - 1px) !important;\n\t}#card_3.bbg-card_hasImage .bbg-card__innerwrapper{padding-top: calc(var(--brand-default-padding, 16px) - 1px);padding-left: calc(var(--brand-default-padding, 16px) - 1px);padding-right: calc(var(--brand-default-padding, 16px) - 1px);}<\/style>\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n                      <h2 class=\"bbg-card__title\">Problem<\/h2>\n      \n          <\/div>\n\n      <\/div>\n\n  <\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <p><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>The primary challenge was a lack of real-time visibility into cash and bank accounts across a diverse international footprint. The existing model faced several hurdles:<\/p>\n<ul>\n<li>Suboptimal cash management led to an over-reliance on external borrowing.<\/li>\n<li>FX trading and hedging processes were manual, increasing the risk of errors and operational bottlenecks.<\/li>\n<li>Traditional RFP processes for new technology were time-consuming and relied on cumbersome email exchanges and spreadsheets.<\/li>\n<\/ul>\n\n<\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 40px !important\"\n    >\n<\/div>[vc_row_inner][\/vc_row_inner]<\/p>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--bottom-compact row-jump-link-section bbg-row--full-bg-bleed\" data-jump-link-label='Solution' data-anchor='row-69f264ee1a44f' id='solution'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-4\"\n    style=\"\"\n    >\n    <div class=\"wpb_content_element bbg-card case-study__number-graphic bbg-card-custom case-study__number-graphic\" id=\"card_4\" data-card_type=\"image\">\n      <style>#card_4 .bbg-card__innerwrapper {background-image: url(https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&type=webp&url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/case-study_big-number-graphic_3.png);background-repeat: no-repeat;background-size: contain;}#card_4 .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_4:hover .bbg-card__innerwrapper {\n\tborder: 1px solid var( --brand-white, #fff) !important;\n\t}#card_4 .bbg-card__innerwrapper {\n\tpadding: calc(var(--brand-large-padding, 40px) - 1px) !important;\n\t}#card_4.bbg-card_hasImage .bbg-card__innerwrapper{padding-top: calc(var(--brand-default-padding, 16px) - 1px);padding-left: calc(var(--brand-default-padding, 16px) - 1px);padding-right: calc(var(--brand-default-padding, 16px) - 1px);}<\/style>\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n                      <h2 class=\"bbg-card__title\">Solution<\/h2>\n      \n          <\/div>\n\n      <\/div>\n\n  <\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <p><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p>IHH implemented a multi-layered digital solution to modernize its treasury. The group adopted Bloomberg\u2019s FX aggregator to streamline trading. This provides a controlled electronic workflow that reduces manual steps and enhances transparency.<\/p>\n<p>IHH selected Kyriba to act as the &#8220;single source of truth&#8221; for treasury data, improving cash forecasting and liquidity planning.<\/p>\n<p>To find the right TMS partner, IHH used the Treasury Delta platform. This digital approach allowed for real-time data insights and an integrated scoring matrix, setting a new benchmark for best practices in technology selection.<\/p>\n<p>In partnership with HSBC, a regional cash pooling structure was launched to centralize liquidity across Asia.<\/p>\n<p>The transformation has already delivered significant process efficiencies and increased system connectivity. By automating orders and reducing the number of banking partners, IHH has lowered its operational risk and improved overall cash visibility. This &#8220;treasury-first&#8221; journey has not only delivered immediate value but also paved the way for advanced finance innovations in AI and data analytics.<\/p>\n\n<\/div>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 40px !important\"\n    >\n<\/div>[vc_row_inner][\/vc_row_inner]<\/p>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--white row-padding--top-none row-padding--bottom-compact bbg-row--full-bg-bleed\" data-anchor='row-69f264ee1d662' id='request-demo'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <div\n    class=\"bbg-spacer bbg-spacer--md\"\n    >\n<\/div>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <style>section[data-anchor=row-69f264ee1ee27]::before {\n\t\t\t\tbackground-color: #f4f4f9;\n\t\t\t}<\/style>\n    <section class=\"bbg-row bg--custom-color  bg--f4f4f9 text--black bbg-row--full-bg-bleed\" data-anchor='row-69f264ee1ee27' id='access-report'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-4\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>Access the full report<\/h2>\n<p>Please complete the form to gain access to the full report.<\/p>\n\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-6 animate__animated animate__fadeIn\"\n    style=\"\"\n    >\n    <form data-version=\"1.5.4\" name=\"202604-IHHCaseStudy_LeadGen_1036829 | Gated Content - Single Report\" class=\"fba form-487d53e0-1095-409e-9741-ebb199f69d38 bbg-form-main visibility-hidden color-scheme-light\" novalidate lang=\"en\" method=\"POST\" action=\"javascript:;\">   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-3e88a9be-46b0-44d6-a008-d7a6b9a07e2f\" name=\"campaign_name\" type=\"hidden\" value=\"\" data-id=\"3e88a9be-46b0-44d6-a008-d7a6b9a07e2f\"  data-eloqua-id=\"42221\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-f6150151-3777-4eca-b311-5aeededc7e3f\" name=\"tactic\" type=\"hidden\" value=\"\" data-id=\"f6150151-3777-4eca-b311-5aeededc7e3f\"  data-eloqua-id=\"42231\"   data-js-qso=\"tactic\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-170e3020-e808-4492-a8af-05a302dfecda\" name=\"contentType\" type=\"hidden\" value=\"White paper\" data-id=\"170e3020-e808-4492-a8af-05a302dfecda\"  data-eloqua-id=\"46358\"   >  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type=\"text\" value=\"\" placeholder=\"\" aria-required=\"true\"> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-8dbe2d55-aabf-4a62-96f3-8aaf0c482cbf\" class=\"error-message hide\"><\/div>                     <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">     <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-ed499f62-942d-44f8-b694-4442529087f5\" ><span>Business email<\/span>   <\/label> <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-ed499f62-942d-44f8-b694-4442529087f5\" name=\"emailAddress\" type=\"email\" value=\"\" placeholder=\"\" data-id=\"ed499f62-942d-44f8-b694-4442529087f5\" data-type=\"email\" aria-required=\"true\"  data-eloqua-id=\"42210\"  > <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-ed499f62-942d-44f8-b694-4442529087f5\" class=\"error-message hide\"><\/div>                   <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">      <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-ce42c972-22a3-4c39-8d7d-33a721236288\" ><span>Business phone<\/span>   <\/label> <fieldset class=\"phone-input-container\" id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-ce42c972-22a3-4c39-8d7d-33a721236288\" data-type=\"phone\" data-id=\"ce42c972-22a3-4c39-8d7d-33a721236288\" data-content=\"-\"><select class=\"country-code\" name=\"busPhone-country-code\" data-id=\"ce42c972-22a3-4c39-8d7d-33a721236288\" aria-label=\"Country Code\" aria-required=\"true\">  <option value=\"\" data-country-name=\"\" data-calling-code=\"\">&#8205; -<\/option>  <option value=\"US\" data-country-name=\"United States\" data-calling-code=\"1\">United States (+1)<\/option>  <option value=\"ENG\" data-country-name=\"United Kingdom\" data-calling-code=\"44\">United Kingdom (+44)<\/option>  <option value=\"AF\" data-country-name=\"Afghanistan\" data-calling-code=\"93\">Afghanistan (+93)<\/option>  <option value=\"ALB\" data-country-name=\"Albania\" data-calling-code=\"355\">Albania (+355)<\/option>  <option value=\"DZ\" data-country-name=\"Algeria\" data-calling-code=\"213\">Algeria (+213)<\/option>  <option value=\"AND\" data-country-name=\"Andorra\" data-calling-code=\"376\">Andorra (+376)<\/option>  <option value=\"AN\" data-country-name=\"Angola\" data-calling-code=\"244\">Angola (+244)<\/option>  <option value=\"AGU\" data-country-name=\"Anguilla\" data-calling-code=\"1\">Anguilla (+1)<\/option>  <option value=\"AK\" data-country-name=\"Antigua and Barbuda\" data-calling-code=\"1\">Antigua and Barbuda (+1)<\/option>  <option value=\"AR\" data-country-name=\"Argentina\" data-calling-code=\"54\">Argentina (+54)<\/option>  <option value=\"ARM\" data-country-name=\"Armenia\" data-calling-code=\"374\">Armenia (+374)<\/option>  <option value=\"AL\" data-country-name=\"Australia\" data-calling-code=\"61\">Australia (+61)<\/option>  <option value=\"A\" data-country-name=\"Austria\" data-calling-code=\"43\">Austria (+43)<\/option>  <option value=\"AZ\" data-country-name=\"Azerbaijan\" data-calling-code=\"994\">Azerbaijan (+994)<\/option>  <option value=\"BS\" data-country-name=\"Bahamas\" data-calling-code=\"1\">Bahamas (+1)<\/option>  <option value=\"BH\" data-country-name=\"Bahrain\" data-calling-code=\"973\">Bahrain (+973)<\/option>  <option value=\"BJ\" data-country-name=\"Bangladesh\" data-calling-code=\"880\">Bangladesh (+880)<\/option>  <option value=\"WB\" data-country-name=\"Barbados\" data-calling-code=\"1\">Barbados (+1)<\/option>  <option value=\"B\" data-country-name=\"Belgium\" data-calling-code=\"32\">Belgium (+32)<\/option>  <option value=\"BZ\" data-country-name=\"Belize\" data-calling-code=\"501\">Belize (+501)<\/option>  <option value=\"BMD\" data-country-name=\"Bermuda\" data-calling-code=\"1\">Bermuda (+1)<\/option>  <option value=\"BT\" data-country-name=\"Bhutan\" data-calling-code=\"975\">Bhutan (+975)<\/option>  <option value=\"BV\" data-country-name=\"Bolivia\" data-calling-code=\"591\">Bolivia (+591)<\/option>  <option value=\"BOS\" data-country-name=\"Bosnia and Herzegovina\" data-calling-code=\"387\">Bosnia and Herzegovina (+387)<\/option>  <option value=\"BD\" data-country-name=\"Botswana\" data-calling-code=\"267\">Botswana (+267)<\/option>  <option value=\"BR\" data-country-name=\"Brazil\" data-calling-code=\"55\">Brazil (+55)<\/option>  <option value=\"BU\" data-country-name=\"Brunei\" data-calling-code=\"673\">Brunei (+673)<\/option>  <option value=\"BG\" data-country-name=\"Bulgaria\" data-calling-code=\"359\">Bulgaria (+359)<\/option>  <option value=\"BKF\" data-country-name=\"Burkina Faso\" data-calling-code=\"226\">Burkina Faso (+226)<\/option>  <option value=\"BUR\" data-country-name=\"Burundi\" data-calling-code=\"257\">Burundi (+257)<\/option>  <option value=\"CAM\" data-country-name=\"Cambodia\" data-calling-code=\"855\">Cambodia (+855)<\/option>  <option value=\"CMR\" data-country-name=\"Cameroon\" data-calling-code=\"237\">Cameroon (+237)<\/option>  <option value=\"CND\" data-country-name=\"Canada\" data-calling-code=\"1\">Canada (+1)<\/option>  <option value=\"CV\" data-country-name=\"Cape Verde\" data-calling-code=\"238\">Cape Verde (+238)<\/option>  <option value=\"CP\" data-country-name=\"Cayman Island\" data-calling-code=\"1\">Cayman Island (+1)<\/option>  <option value=\"RC\" data-country-name=\"Central African Republic\" data-calling-code=\"236\">Central African Republic (+236)<\/option>  <option value=\"CK\" data-country-name=\"Chile\" data-calling-code=\"56\">Chile (+56)<\/option>  <option value=\"CN\" data-country-name=\"China\" data-calling-code=\"86\">China (+86)<\/option>  <option value=\"CO\" data-country-name=\"Colombia\" data-calling-code=\"57\">Colombia (+57)<\/option>  <option value=\"KG\" data-country-name=\"Congo\" data-calling-code=\"242\">Congo (+242)<\/option>  <option value=\"CR\" data-country-name=\"Costa Rica\" data-calling-code=\"506\">Costa Rica (+506)<\/option>  <option value=\"CI\" data-country-name=\"Cote D&#x27;ivoire\" data-calling-code=\"225\">Cote D&#x27;ivoire (+225)<\/option>  <option value=\"CRO\" data-country-name=\"Croatia\" data-calling-code=\"385\">Croatia (+385)<\/option>  <option value=\"CY\" data-country-name=\"Cyprus\" data-calling-code=\"357\">Cyprus (+357)<\/option>  <option value=\"CC\" data-country-name=\"Czech Republic\" data-calling-code=\"420\">Czech Republic (+420)<\/option>  <option value=\"DK\" data-country-name=\"Denmark\" data-calling-code=\"45\">Denmark (+45)<\/option>  <option value=\"DMC\" data-country-name=\"Dominica\" data-calling-code=\"1\">Dominica (+1)<\/option>  <option value=\"DR\" data-country-name=\"Dominican Republic\" data-calling-code=\"1\">Dominican Republic (+1)<\/option>  <option value=\"ED\" data-country-name=\"Ecuador\" data-calling-code=\"593\">Ecuador (+593)<\/option>  <option value=\"UN\" data-country-name=\"Egypt\" data-calling-code=\"20\">Egypt (+20)<\/option>  <option value=\"SR\" data-country-name=\"El Salvador\" data-calling-code=\"503\">El Salvador (+503)<\/option>  <option value=\"GQ\" data-country-name=\"Equatorial Guinea\" data-calling-code=\"240\">Equatorial Guinea (+240)<\/option>  <option value=\"EST\" data-country-name=\"Estonia\" data-calling-code=\"372\">Estonia (+372)<\/option>  <option value=\"SWZ\" data-country-name=\"Eswatini\" data-calling-code=\"268\">Eswatini (+268)<\/option>  <option value=\"ET\" data-country-name=\"Ethiopia\" data-calling-code=\"251\">Ethiopia (+251)<\/option>  <option value=\"FO\" data-country-name=\"Faroe Islands\" data-calling-code=\"298\">Faroe Islands (+298)<\/option>  <option value=\"FJ\" data-country-name=\"Fiji\" data-calling-code=\"679\">Fiji (+679)<\/option>  <option value=\"SF\" data-country-name=\"Finland\" data-calling-code=\"358\">Finland (+358)<\/option>  <option value=\"F\" data-country-name=\"France\" data-calling-code=\"33\">France (+33)<\/option>  <option value=\"FG\" data-country-name=\"French Guiana\" data-calling-code=\"594\">French Guiana (+594)<\/option>  <option value=\"FP\" data-country-name=\"French Polynesia\" data-calling-code=\"689\">French Polynesia (+689)<\/option>  <option value=\"GO\" data-country-name=\"Gabon\" data-calling-code=\"241\">Gabon (+241)<\/option>  <option value=\"GM\" data-country-name=\"Gambia\" data-calling-code=\"1\">Gambia (+1)<\/option>  <option value=\"GE\" data-country-name=\"Georgia\" data-calling-code=\"995\">Georgia (+995)<\/option>  <option value=\"D\" data-country-name=\"Germany\" data-calling-code=\"49\">Germany (+49)<\/option>  <option value=\"GH\" data-country-name=\"Ghana\" data-calling-code=\"233\">Ghana (+233)<\/option>  <option value=\"GK\" data-country-name=\"Gibraltar\" data-calling-code=\"350\">Gibraltar (+350)<\/option>  <option value=\"GR\" data-country-name=\"Greece\" data-calling-code=\"30\">Greece (+30)<\/option>  <option value=\"GD\" data-country-name=\"Greenland\" data-calling-code=\"299\">Greenland (+299)<\/option>  <option value=\"GA\" data-country-name=\"Grenada\" data-calling-code=\"1\">Grenada (+1)<\/option>  <option value=\"GM\" data-country-name=\"Guam\" data-calling-code=\"1\">Guam (+1)<\/option>  <option value=\"GU\" data-country-name=\"Guatemala\" data-calling-code=\"502\">Guatemala (+502)<\/option>  <option value=\"GN\" data-country-name=\"Guinea\" data-calling-code=\"224\">Guinea (+224)<\/option>  <option value=\"GY\" data-country-name=\"Guyana\" data-calling-code=\"592\">Guyana (+592)<\/option>  <option value=\"HI\" data-country-name=\"Haiti\" data-calling-code=\"509\">Haiti (+509)<\/option>  <option value=\"VA\" data-country-name=\"Holy See (Vatican City State)\" data-calling-code=\"39\">Holy See (Vatican City State) (+39)<\/option>  <option value=\"HO\" data-country-name=\"Honduras\" data-calling-code=\"504\">Honduras (+504)<\/option>  <option value=\"HK\" data-country-name=\"Hong Kong\" data-calling-code=\"852\">Hong Kong (+852)<\/option>  <option value=\"HY\" data-country-name=\"Hungary\" data-calling-code=\"36\">Hungary (+36)<\/option>  <option value=\"IC\" data-country-name=\"Iceland\" data-calling-code=\"354\">Iceland (+354)<\/option>  <option value=\"IN\" data-country-name=\"India\" data-calling-code=\"91\">India (+91)<\/option>  <option value=\"IA\" data-country-name=\"Indonesia\" data-calling-code=\"62\">Indonesia (+62)<\/option>  <option value=\"IQ\" data-country-name=\"Iraq\" data-calling-code=\"964\">Iraq (+964)<\/option>  <option value=\"IRL\" data-country-name=\"Ireland\" data-calling-code=\"353\">Ireland (+353)<\/option>  <option value=\"IS\" data-country-name=\"Israel\" data-calling-code=\"972\">Israel (+972)<\/option>  <option value=\"I\" data-country-name=\"Italy\" data-calling-code=\"39\">Italy (+39)<\/option>  <option value=\"JA\" data-country-name=\"Jamaica\" data-calling-code=\"1\">Jamaica (+1)<\/option>  <option value=\"J\" data-country-name=\"Japan\" data-calling-code=\"81\">Japan (+81)<\/option>  <option value=\"JO\" data-country-name=\"Jordan\" data-calling-code=\"962\">Jordan (+962)<\/option>  <option value=\"KAZ\" data-country-name=\"Kazakhstan\" data-calling-code=\"7\">Kazakhstan (+7)<\/option>  <option value=\"KE\" data-country-name=\"Kenya\" data-calling-code=\"254\">Kenya (+254)<\/option>  <option value=\"K\" data-country-name=\"Kuwait\" data-calling-code=\"965\">Kuwait (+965)<\/option>  <option value=\"KY\" data-country-name=\"Kyrgyzstan\" data-calling-code=\"996\">Kyrgyzstan (+996)<\/option>  <option value=\"LS\" data-country-name=\"Laos\" data-calling-code=\"856\">Laos (+856)<\/option>  <option value=\"LAT\" data-country-name=\"Latvia\" data-calling-code=\"371\">Latvia (+371)<\/option>  <option value=\"LE\" data-country-name=\"Lebanon\" data-calling-code=\"961\">Lebanon (+961)<\/option>  <option value=\"LST\" data-country-name=\"Lesotho\" data-calling-code=\"266\">Lesotho (+266)<\/option>  <option value=\"LI\" data-country-name=\"Liberia\" data-calling-code=\"231\">Liberia (+231)<\/option>  <option value=\"LY\" data-country-name=\"Libya\" data-calling-code=\"218\">Libya (+218)<\/option>  <option value=\"LIE\" data-country-name=\"Liechtenstein\" data-calling-code=\"423\">Liechtenstein (+423)<\/option>  <option value=\"LIT\" data-country-name=\"Lithuania\" data-calling-code=\"370\">Lithuania (+370)<\/option>  <option value=\"L\" data-country-name=\"Luxembourg\" data-calling-code=\"352\">Luxembourg (+352)<\/option>  <option value=\"OM\" data-country-name=\"Macau\" data-calling-code=\"853\">Macau (+853)<\/option>  <option value=\"MAC\" data-country-name=\"Macedonia\" data-calling-code=\"389\">Macedonia (+389)<\/option>  <option value=\"MG\" data-country-name=\"Madagascar\" data-calling-code=\"261\">Madagascar (+261)<\/option>  <option value=\"MI\" data-country-name=\"Malawi\" data-calling-code=\"265\">Malawi (+265)<\/option>  <option value=\"MA\" data-country-name=\"Malaysia\" data-calling-code=\"60\">Malaysia (+60)<\/option>  <option value=\"MV\" data-country-name=\"Maldives\" data-calling-code=\"960\">Maldives (+960)<\/option>  <option value=\"ML\" data-country-name=\"Mali\" data-calling-code=\"223\">Mali (+223)<\/option>  <option value=\"MW\" data-country-name=\"Malta\" data-calling-code=\"356\">Malta (+356)<\/option>  <option value=\"MS\" data-country-name=\"Marshall Islands\" data-calling-code=\"1\">Marshall Islands (+1)<\/option>  <option value=\"MAU\" data-country-name=\"Mauritania\" data-calling-code=\"222\">Mauritania (+222)<\/option>  <option value=\"IW\" data-country-name=\"Mauritius\" data-calling-code=\"230\">Mauritius (+230)<\/option>  <option value=\"MX\" data-country-name=\"Mexico\" data-calling-code=\"52\">Mexico (+52)<\/option>  <option value=\"MOL\" data-country-name=\"Moldova\" data-calling-code=\"373\">Moldova (+373)<\/option>  <option value=\"MC\" data-country-name=\"Monaco\" data-calling-code=\"377\">Monaco (+377)<\/option>  <option value=\"MH\" data-country-name=\"Mongolia\" data-calling-code=\"976\">Mongolia (+976)<\/option>  <option value=\"MON\" data-country-name=\"Montenegro\" data-calling-code=\"382\">Montenegro (+382)<\/option>  <option value=\"MZ\" data-country-name=\"Morocco\" data-calling-code=\"212\">Morocco (+212)<\/option>  <option value=\"MO\" data-country-name=\"Mozambique\" data-calling-code=\"258\">Mozambique (+258)<\/option>  <option value=\"MY\" data-country-name=\"Myanmar\" data-calling-code=\"95\">Myanmar (+95)<\/option>  <option value=\"WK\" data-country-name=\"Namibia\" data-calling-code=\"264\">Namibia (+264)<\/option>  <option value=\"NP\" data-country-name=\"Nepal\" data-calling-code=\"977\">Nepal (+977)<\/option>  <option value=\"NL\" data-country-name=\"Netherlands\" data-calling-code=\"31\">Netherlands (+31)<\/option>  <option value=\"NZ\" data-country-name=\"New Zealand\" data-calling-code=\"64\">New Zealand (+64)<\/option>  <option value=\"NU\" data-country-name=\"Nicaragua\" data-calling-code=\"505\">Nicaragua (+505)<\/option>  <option value=\"NGR\" data-country-name=\"Niger\" data-calling-code=\"227\">Niger (+227)<\/option>  <option value=\"NG\" data-country-name=\"Nigeria\" data-calling-code=\"234\">Nigeria (+234)<\/option>  <option value=\"N\" data-country-name=\"Norway\" data-calling-code=\"47\">Norway (+47)<\/option>  <option value=\"MB\" data-country-name=\"Oman\" data-calling-code=\"968\">Oman (+968)<\/option>  <option value=\"PK\" data-country-name=\"Pakistan\" data-calling-code=\"92\">Pakistan (+92)<\/option>  <option value=\"KF\" data-country-name=\"Palau\" data-calling-code=\"680\">Palau (+680)<\/option>  <option value=\"PA\" data-country-name=\"Panama\" data-calling-code=\"507\">Panama (+507)<\/option>  <option value=\"PNG\" data-country-name=\"Papua New Guinea\" data-calling-code=\"675\">Papua New Guinea (+675)<\/option>  <option value=\"PY\" data-country-name=\"Paraguay\" data-calling-code=\"595\">Paraguay (+595)<\/option>  <option value=\"PE\" data-country-name=\"Peru\" data-calling-code=\"51\">Peru (+51)<\/option>  <option value=\"PH\" data-country-name=\"Philippines\" data-calling-code=\"63\">Philippines (+63)<\/option>  <option value=\"PL\" data-country-name=\"Poland\" data-calling-code=\"48\">Poland (+48)<\/option>  <option value=\"P\" data-country-name=\"Portugal\" data-calling-code=\"351\">Portugal (+351)<\/option>  <option value=\"DH\" data-country-name=\"Qatar\" data-calling-code=\"974\">Qatar (+974)<\/option>  <option value=\"RU\" data-country-name=\"Romania\" data-calling-code=\"40\">Romania (+40)<\/option>  <option value=\"RW\" data-country-name=\"Rwanda\" data-calling-code=\"250\">Rwanda (+250)<\/option>  <option value=\"KC\" data-country-name=\"Saint Kitts and Nevis\" data-calling-code=\"1\">Saint Kitts and Nevis (+1)<\/option>  <option value=\"LC\" data-country-name=\"Saint Lucia\" data-calling-code=\"1\">Saint Lucia (+1)<\/option>  <option value=\"VQ\" data-country-name=\"Saint Vincent and the Grenadines\" data-calling-code=\"1\">Saint Vincent and the Grenadines (+1)<\/option>  <option value=\"SX\" data-country-name=\"Samoa\" data-calling-code=\"685\">Samoa (+685)<\/option>  <option value=\"SM\" data-country-name=\"San Marino\" data-calling-code=\"378\">San Marino (+378)<\/option>  <option value=\"SA\" data-country-name=\"Saudi Arabia\" data-calling-code=\"966\">Saudi Arabia (+966)<\/option>  <option value=\"SG\" data-country-name=\"Senegal\" data-calling-code=\"221\">Senegal (+221)<\/option>  <option value=\"SER\" data-country-name=\"Serbia\" data-calling-code=\"381\">Serbia (+381)<\/option>  <option value=\"SEY\" data-country-name=\"Seychelles\" data-calling-code=\"248\">Seychelles (+248)<\/option>  <option value=\"SRL\" data-country-name=\"Sierra Leone\" data-calling-code=\"232\">Sierra Leone (+232)<\/option>  <option value=\"SP\" data-country-name=\"Singapore\" data-calling-code=\"65\">Singapore (+65)<\/option>  <option value=\"SXM\" data-country-name=\"Sint Maarten\" data-calling-code=\"1\">Sint Maarten (+1)<\/option>  <option value=\"SLK\" data-country-name=\"Slovakia\" data-calling-code=\"421\">Slovakia (+421)<\/option>  <option value=\"SLN\" data-country-name=\"Slovenia\" data-calling-code=\"386\">Slovenia (+386)<\/option>  <option value=\"HQ\" data-country-name=\"Solomon Islands\" data-calling-code=\"677\">Solomon Islands (+677)<\/option>  <option value=\"SO\" data-country-name=\"Somalia\" data-calling-code=\"252\">Somalia (+252)<\/option>  <option value=\"SOA\" data-country-name=\"South Africa\" data-calling-code=\"27\">South Africa (+27)<\/option>  <option value=\"KS\" data-country-name=\"South Korea\" data-calling-code=\"82\">South Korea (+82)<\/option>  <option value=\"E\" data-country-name=\"Spain\" data-calling-code=\"34\">Spain (+34)<\/option>  <option value=\"CE\" data-country-name=\"Sri Lanka\" data-calling-code=\"94\">Sri Lanka (+94)<\/option>  <option value=\"SD\" data-country-name=\"Sudan\" data-calling-code=\"249\">Sudan (+249)<\/option>  <option value=\"SUR\" data-country-name=\"Suriname\" data-calling-code=\"597\">Suriname (+597)<\/option>  <option value=\"S\" data-country-name=\"Sweden\" data-calling-code=\"46\">Sweden (+46)<\/option>  <option value=\"CH\" data-country-name=\"Switzerland\" data-calling-code=\"41\">Switzerland (+41)<\/option>  <option value=\"TI\" data-country-name=\"Taiwan\" data-calling-code=\"886\">Taiwan (+886)<\/option>  <option value=\"TJ\" data-country-name=\"Tajikistan\" data-calling-code=\"992\">Tajikistan (+992)<\/option>  <option value=\"TA\" data-country-name=\"Tanzania\" data-calling-code=\"255\">Tanzania (+255)<\/option>  <option value=\"TH\" data-country-name=\"Thailand\" data-calling-code=\"66\">Thailand (+66)<\/option>  <option value=\"TP\" data-country-name=\"Timor-Leste\" data-calling-code=\"670\">Timor-Leste (+670)<\/option>  <option value=\"TG\" data-country-name=\"Togo\" data-calling-code=\"228\">Togo (+228)<\/option>  <option value=\"TS\" data-country-name=\"Tonga\" data-calling-code=\"676\">Tonga (+676)<\/option>  <option value=\"WG\" data-country-name=\"Trinidad and Tobago\" data-calling-code=\"1\">Trinidad and Tobago (+1)<\/option>  <option value=\"TN\" data-country-name=\"Tunisia\" data-calling-code=\"216\">Tunisia (+216)<\/option>  <option value=\"TR\" data-country-name=\"Turkey\" data-calling-code=\"90\">Turkey (+90)<\/option>  <option value=\"TM\" data-country-name=\"Turkmenistan\" data-calling-code=\"993\">Turkmenistan (+993)<\/option>  <option value=\"TCA\" data-country-name=\"Turks and Caicos\" data-calling-code=\"1\">Turks and Caicos (+1)<\/option>  <option value=\"UG\" data-country-name=\"Uganda\" data-calling-code=\"256\">Uganda (+256)<\/option>  <option value=\"UKR\" data-country-name=\"Ukraine\" data-calling-code=\"380\">Ukraine (+380)<\/option>  <option value=\"EM\" data-country-name=\"United Arab Emirates\" data-calling-code=\"971\">United Arab Emirates (+971)<\/option>  <option value=\"UY\" data-country-name=\"Uruguay\" data-calling-code=\"598\">Uruguay (+598)<\/option>  <option value=\"UZB\" data-country-name=\"Uzbekistan\" data-calling-code=\"998\">Uzbekistan (+998)<\/option>  <option value=\"VTU\" data-country-name=\"Vanuatu\" data-calling-code=\"678\">Vanuatu (+678)<\/option>  <option value=\"VC\" data-country-name=\"Venezuela\" data-calling-code=\"58\">Venezuela (+58)<\/option>  <option value=\"VT\" data-country-name=\"Vietnam\" data-calling-code=\"84\">Vietnam (+84)<\/option>  <option value=\"YE\" data-country-name=\"Yemen\" data-calling-code=\"967\">Yemen (+967)<\/option>  <option value=\"ZA\" data-country-name=\"Zambia\" data-calling-code=\"260\">Zambia (+260)<\/option>  <option value=\"ZW\" data-country-name=\"Zimbabwe\" data-calling-code=\"263\">Zimbabwe (+263)<\/option>  <\/select><input name=\"busPhone\" type=\"tel\" value=\"\" placeholder=\"\"  data-eloqua-id=\"42211\"  role=\"textbox\" aria-label=\"Phone Number\" aria-required=\"true\"><\/fieldset> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-ce42c972-22a3-4c39-8d7d-33a721236288\" class=\"error-message hide\"><\/div>                  <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">   <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-04e4037e-fe5b-4217-bb05-7bec049836c0\" ><span>Company<\/span>   <\/label> <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-04e4037e-fe5b-4217-bb05-7bec049836c0\" data-type=\"single-line-text\" data-id=\"04e4037e-fe5b-4217-bb05-7bec049836c0\" name=\"company\" type=\"text\" value=\"\" placeholder=\"\" aria-required=\"true\"> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-04e4037e-fe5b-4217-bb05-7bec049836c0\" class=\"error-message hide\"><\/div>                     <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">          <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-d085c00a-b6c5-46a6-90c9-abee66bf86b5\" ><span>Job role<\/span>   <\/label> <select id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-d085c00a-b6c5-46a6-90c9-abee66bf86b5\" data-id=\"d085c00a-b6c5-46a6-90c9-abee66bf86b5\" data-type=\"dropdown\" name=\"jobRole1\" aria-required=\"true\">   <option value=\"\"  >Select one<\/option>    <option value=\"RL-ACCT\"  >Accountant \/ Controller<\/option>    <option value=\"RL-AESS\"  >Administrative \/ Assistant<\/option>    <option value=\"RL-ANST\"  >Analyst<\/option>    <option value=\"RL-APPD\"  >Application Developer<\/option>    <option value=\"RL-APPO\"  >Application Owner<\/option>    <option value=\"RL-BKOF\"  >Back Office<\/option>    <option value=\"RL-BRKR\"  >Broker<\/option>    <option value=\"RL-BSDV\"  >Business Development \/ Sales<\/option>    <option value=\"RL-BSMG\"  >Business Manager<\/option>    <option value=\"RL-CPTL\"  >Capital Markets<\/option>    <option value=\"RL-CSMG\"  >Cash Manager<\/option>    <option value=\"RL-ENFC\"  >Chief Compliance Officer<\/option>    <option value=\"RL-CDO\"  >Chief Data Officer<\/option>    <option value=\"RL-CDVO\"  >Chief Diversity Officer<\/option>    <option value=\"RL-CEO\"  >Chief Executive Officer<\/option>    <option value=\"RL-CFO\"  >Chief Financial Officer<\/option>    <option value=\"RL-CINF\"  >Chief Information Officer<\/option>    <option value=\"RL-CINV\"  >Chief Investment Officer<\/option>    <option value=\"RL-CHST\"  >Chief of Staff<\/option>    <option value=\"RL-COO\"  >Chief Operating Officer<\/option>    <option value=\"RL-CRO\"  >Chief Risk Officer<\/option>    <option value=\"RL-CSO\"  >Chief Sustainability Officer<\/option>    <option value=\"RL-CTO\"  >Chief Technology Officer<\/option>    <option value=\"RL-CLSR\"  >Client Services<\/option>    <option value=\"RL-COLL\"  >Collateral Management<\/option>    <option value=\"RL-COMP\"  >Compliance<\/option>    <option value=\"RL-CONS\"  >Consultant<\/option>    <option value=\"RL-CTOW\"  >Control Owner<\/option>    <option value=\"RL-CACC\"  >Corporate Access<\/option>    <option value=\"RL-CRPC\"  >Corporate Communications<\/option>    <option value=\"RL-CDEV\"  >Corporate Development<\/option>    <option value=\"RL-CFMA\"  >Corporate Finance<\/option>    <option value=\"RL-DSHD\"  >Desk Head<\/option>    <option value=\"RL-DVFR\"  >Development \/ Fundraiser<\/option>    <option value=\"RL-ECMS\"  >Economist<\/option>    <option value=\"RL-ENGR\"  >Engineer<\/option>    <option value=\"RL-ENTA\"  >Enterprise Architect<\/option>    <option value=\"RL-EXEC\"  >Executive Officer<\/option>    <option value=\"RL-FACU\"  >Faculty<\/option>    <option value=\"RL-FIAD\"  >Financial Advisor<\/option>    <option value=\"RL-GBHD\"  >Global Head<\/option>    <option value=\"RL-GOVF\"  >Government Affairs<\/option>    <option value=\"RL-GOVC\"  >Government Contracting<\/option>    <option value=\"RL-LAPL\"  >Government Official<\/option>    <option value=\"RL-HODG\"  >Head of Digital<\/option>    <option value=\"RL-UNDE\"  >Insurance Underwriter<\/option>    <option value=\"RL-INT\"  >Intern<\/option>    <option value=\"RL-INVB\"  >Investment Banker<\/option>    <option value=\"RL-INVR\"  >Investor Relations<\/option>    <option value=\"RL-LAW\"  >Lawyer<\/option>    <option value=\"RL-LOAN\"  >Loan Officer<\/option>    <option value=\"RL-MDC\"  >Market Data \/ Technology<\/option>    <option value=\"RL-MRMK\"  >Market Maker<\/option>    <option value=\"RL-MMRK\"  >Marketing<\/option>    <option value=\"RL-MEDI\"  >Media<\/option>    <option value=\"RL-MDOF\"  >Middle Office<\/option>    <option value=\"RL-NWSE\"  >News Editor<\/option>    <option value=\"RL-ORIN\"  >Originator<\/option>    <option value=\"RL-PORT\"  >Portfolio Manager<\/option>    <option value=\"RL-PRIM\"  >Prime Broker<\/option>    <option value=\"RL-PRIB\"  >Private Banker<\/option>    <option value=\"RL-PRVE\"  >Private Equity<\/option>    <option value=\"RL-PMGR\"  >Procurement<\/option>    <option value=\"RL-PRDC\"  >Product Control<\/option>    <option value=\"RL-PRMR\"  >Product Manager<\/option>    <option value=\"RL-PROF\"  >Professor<\/option>    <option value=\"RL-PM\"  >Project Manager<\/option>    <option value=\"RL-PPTR\"  >Proprietary Trader<\/option>    <option value=\"RL-QUAN\"  >Quant<\/option>    <option value=\"RL-RECR\"  >Recruiter<\/option>    <option value=\"RL-RGHD\"  >Regional Head<\/option>    <option value=\"RL-RINA\"  >Registered Investment Advisor<\/option>    <option value=\"RL-REGR\"  >Regulatory Reporting<\/option>    <option value=\"RL-RADM\"  >Research Admin<\/option>    <option value=\"RL-RSAL\"  >Research Sales<\/option>    <option value=\"RL-RISK\"  >Risk Manager<\/option>    <option value=\"RL-SATA\"  >Sales Assistant \/ Trading Assistant<\/option>    <option value=\"RL-SLSP\"  >Sales Support<\/option>    <option value=\"RL-SATR\"  >Sales Trader<\/option>    <option value=\"RL-SALE\"  >Salesperson<\/option>    <option value=\"RL-SECL\"  >Securities Lending<\/option>    <option value=\"RL-SETL\"  >Settlements<\/option>    <option value=\"RL-STRG\"  >Strategist<\/option>    <option value=\"RL-STRR\"  >Structurer<\/option>    <option value=\"RL-STIN\"  >Student<\/option>    <option value=\"RL-ORIG\"  >Syndicator<\/option>    <option value=\"RL-SYSA\"  >System Administrator<\/option>    <option value=\"RL-TESP\"  >Technical Support<\/option>    <option value=\"RL-TECH\"  >Technology<\/option>    <option value=\"RL-TRSP\"  >Trade Support<\/option>    <option value=\"RL-TRDR\"  >Trader<\/option>    <option value=\"RL-TRSY\"  >Treasurer<\/option>    <option value=\"RL-VENC\"  >Venture Capitalist<\/option>    <option value=\"RL-OTHR\"  >Not Applicable<\/option>   <\/select> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-d085c00a-b6c5-46a6-90c9-abee66bf86b5\" class=\"error-message hide\"><\/div>              <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">   <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-377fc0c9-3558-4465-8eb5-753b60231bae\" ><span>City<\/span>   <\/label> <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-377fc0c9-3558-4465-8eb5-753b60231bae\" data-type=\"single-line-text\" data-id=\"377fc0c9-3558-4465-8eb5-753b60231bae\" name=\"city\" type=\"text\" value=\"\" placeholder=\"\" aria-required=\"true\"> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-377fc0c9-3558-4465-8eb5-753b60231bae\" class=\"error-message hide\"><\/div>                     <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">          <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-9fc98c02-300f-46f4-b365-096d808c296f\" ><span>Country or region<\/span>   <\/label> <select id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-9fc98c02-300f-46f4-b365-096d808c296f\" data-id=\"9fc98c02-300f-46f4-b365-096d808c296f\" data-type=\"dropdown\" name=\"country\" aria-required=\"true\">   <option value=\"\"  selected  >Select one<\/option>    <option value=\"US\"  >United States<\/option>    <option value=\"ENG\"  >United Kingdom<\/option>    <option value=\"AF\"  >Afghanistan<\/option>    <option value=\"ALB\"  >Albania<\/option>    <option value=\"DZ\"  >Algeria<\/option>    <option value=\"AND\"  >Andorra<\/option>    <option value=\"AN\"  >Angola<\/option>    <option value=\"AGU\"  >Anguilla<\/option>    <option value=\"AK\"  >Antigua and Barbuda<\/option>    <option value=\"AR\"  >Argentina<\/option>    <option value=\"ARM\"  >Armenia<\/option>    <option value=\"AL\"  >Australia<\/option>    <option value=\"A\"  >Austria<\/option>    <option value=\"AZ\"  >Azerbaijan<\/option>    <option value=\"BS\"  >Bahamas<\/option>    <option value=\"BH\"  >Bahrain<\/option>    <option value=\"BJ\"  >Bangladesh<\/option>    <option value=\"WB\"  >Barbados<\/option>    <option value=\"B\"  >Belgium<\/option>    <option value=\"BZ\"  >Belize<\/option>    <option value=\"BMD\"  >Bermuda<\/option>    <option value=\"BT\"  >Bhutan<\/option>    <option value=\"BV\"  >Bolivia<\/option>    <option value=\"BOS\"  >Bosnia and Herzegovina<\/option>    <option value=\"BD\"  >Botswana<\/option>    <option value=\"BR\"  >Brazil<\/option>    <option value=\"BU\"  >Brunei<\/option>    <option value=\"BG\"  >Bulgaria<\/option>    <option value=\"BKF\"  >Burkina Faso<\/option>    <option value=\"BUR\"  >Burundi<\/option>    <option value=\"CAM\"  >Cambodia<\/option>    <option value=\"CMR\"  >Cameroon<\/option>    <option value=\"CND\"  >Canada<\/option>    <option value=\"CV\"  >Cape Verde<\/option>    <option value=\"CP\"  >Cayman Island<\/option>    <option value=\"RC\"  >Central African Republic<\/option>    <option value=\"CK\"  >Chile<\/option>    <option value=\"CN\"  >China<\/option>    <option value=\"CO\"  >Colombia<\/option>    <option value=\"KG\"  >Congo<\/option>    <option value=\"CR\"  >Costa Rica<\/option>    <option value=\"CI\"  >Cote D&#x27;ivoire<\/option>    <option value=\"CRO\"  >Croatia<\/option>    <option value=\"CY\"  >Cyprus<\/option>    <option value=\"CC\"  >Czech Republic<\/option>    <option value=\"DK\"  >Denmark<\/option>    <option value=\"DMC\"  >Dominica<\/option>    <option value=\"DR\"  >Dominican Republic<\/option>    <option value=\"ED\"  >Ecuador<\/option>    <option value=\"UN\"  >Egypt<\/option>    <option value=\"SR\"  >El Salvador<\/option>    <option value=\"GQ\"  >Equatorial Guinea<\/option>    <option value=\"EST\"  >Estonia<\/option>    <option value=\"SWZ\"  >Eswatini<\/option>    <option value=\"ET\"  >Ethiopia<\/option>    <option value=\"FO\"  >Faroe Islands<\/option>    <option value=\"FJ\"  >Fiji<\/option>    <option value=\"SF\"  >Finland<\/option>    <option value=\"F\"  >France<\/option>    <option value=\"FG\"  >French Guiana<\/option>    <option value=\"FP\"  >French Polynesia<\/option>    <option value=\"GO\"  >Gabon<\/option>    <option value=\"GM\"  >Gambia<\/option>    <option value=\"GE\"  >Georgia<\/option>    <option value=\"D\"  >Germany<\/option>    <option value=\"GH\"  >Ghana<\/option>    <option value=\"GK\"  >Gibraltar<\/option>    <option value=\"GR\"  >Greece<\/option>    <option value=\"GD\"  >Greenland<\/option>    <option value=\"GA\"  >Grenada<\/option>    <option value=\"GM\"  >Guam<\/option>    <option value=\"GU\"  >Guatemala<\/option>    <option value=\"GN\"  >Guinea<\/option>    <option value=\"GY\"  >Guyana<\/option>    <option value=\"HI\"  >Haiti<\/option>    <option value=\"VA\"  >Holy See (Vatican City State)<\/option>    <option value=\"HO\"  >Honduras<\/option>    <option value=\"HK\"  >Hong Kong<\/option>    <option value=\"HY\"  >Hungary<\/option>    <option value=\"IC\"  >Iceland<\/option>    <option value=\"IN\"  >India<\/option>    <option value=\"IA\"  >Indonesia<\/option>    <option value=\"IQ\"  >Iraq<\/option>    <option value=\"IRL\"  >Ireland<\/option>    <option value=\"IS\"  >Israel<\/option>    <option value=\"I\"  >Italy<\/option>    <option value=\"JA\"  >Jamaica<\/option>    <option value=\"J\"  >Japan<\/option>    <option value=\"JO\"  >Jordan<\/option>    <option value=\"KAZ\"  >Kazakhstan<\/option>    <option value=\"KE\"  >Kenya<\/option>    <option value=\"K\"  >Kuwait<\/option>    <option value=\"KY\"  >Kyrgyzstan<\/option>    <option value=\"LS\"  >Laos<\/option>    <option value=\"LAT\"  >Latvia<\/option>    <option value=\"LE\"  >Lebanon<\/option>    <option value=\"LST\"  >Lesotho<\/option>    <option value=\"LI\"  >Liberia<\/option>    <option value=\"LY\"  >Libya<\/option>    <option value=\"LIE\"  >Liechtenstein<\/option>    <option value=\"LIT\"  >Lithuania<\/option>    <option value=\"L\"  >Luxembourg<\/option>    <option value=\"OM\"  >Macau<\/option>    <option value=\"MAC\"  >Macedonia<\/option>    <option value=\"MG\"  >Madagascar<\/option>    <option value=\"MI\"  >Malawi<\/option>    <option value=\"MA\"  >Malaysia<\/option>    <option value=\"MV\"  >Maldives<\/option>    <option value=\"ML\"  >Mali<\/option>    <option value=\"MW\"  >Malta<\/option>    <option value=\"MS\"  >Marshall Islands<\/option>    <option value=\"MAU\"  >Mauritania<\/option>    <option value=\"IW\"  >Mauritius<\/option>    <option value=\"MX\"  >Mexico<\/option>    <option value=\"MOL\"  >Moldova<\/option>    <option value=\"MC\"  >Monaco<\/option>    <option value=\"MH\"  >Mongolia<\/option>    <option value=\"MON\"  >Montenegro<\/option>    <option value=\"MZ\"  >Morocco<\/option>    <option value=\"MO\"  >Mozambique<\/option>    <option value=\"MY\"  >Myanmar<\/option>    <option value=\"WK\"  >Namibia<\/option>    <option value=\"NP\"  >Nepal<\/option>    <option value=\"NL\"  >Netherlands<\/option>    <option value=\"NZ\"  >New Zealand<\/option>    <option value=\"NU\"  >Nicaragua<\/option>    <option value=\"NGR\"  >Niger<\/option>    <option value=\"NG\"  >Nigeria<\/option>    <option value=\"N\"  >Norway<\/option>    <option value=\"MB\"  >Oman<\/option>    <option value=\"PK\"  >Pakistan<\/option>    <option value=\"KF\"  >Palau<\/option>    <option value=\"PA\"  >Panama<\/option>    <option value=\"PNG\"  >Papua New Guinea<\/option>    <option value=\"PY\"  >Paraguay<\/option>    <option value=\"PE\"  >Peru<\/option>    <option value=\"PH\"  >Philippines<\/option>    <option value=\"PL\"  >Poland<\/option>    <option value=\"P\"  >Portugal<\/option>    <option value=\"DH\"  >Qatar<\/option>    <option value=\"RU\"  >Romania<\/option>    <option value=\"RW\"  >Rwanda<\/option>    <option value=\"KC\"  >Saint Kitts and Nevis<\/option>    <option value=\"LC\"  >Saint Lucia<\/option>    <option value=\"VQ\"  >Saint Vincent and the Grenadines<\/option>    <option value=\"SX\"  >Samoa<\/option>    <option value=\"SM\"  >San Marino<\/option>    <option value=\"SA\"  >Saudi Arabia<\/option>    <option value=\"SG\"  >Senegal<\/option>    <option value=\"SER\"  >Serbia<\/option>    <option value=\"SEY\"  >Seychelles<\/option>    <option value=\"SRL\"  >Sierra Leone<\/option>    <option value=\"SP\"  >Singapore<\/option>    <option value=\"SXM\"  >Sint Maarten<\/option>    <option value=\"SLK\"  >Slovakia<\/option>    <option value=\"SLN\"  >Slovenia<\/option>    <option value=\"HQ\"  >Solomon Islands<\/option>    <option value=\"SO\"  >Somalia<\/option>    <option value=\"SOA\"  >South Africa<\/option>    <option value=\"KS\"  >South Korea<\/option>    <option value=\"E\"  >Spain<\/option>    <option value=\"CE\"  >Sri Lanka<\/option>    <option value=\"SD\"  >Sudan<\/option>    <option value=\"SUR\"  >Suriname<\/option>    <option value=\"S\"  >Sweden<\/option>    <option value=\"CH\"  >Switzerland<\/option>    <option value=\"TI\"  >Taiwan<\/option>    <option value=\"TJ\"  >Tajikistan<\/option>    <option value=\"TA\"  >Tanzania<\/option>    <option value=\"TH\"  >Thailand<\/option>    <option value=\"TP\"  >Timor-Leste<\/option>    <option value=\"TG\"  >Togo<\/option>    <option value=\"TS\"  >Tonga<\/option>    <option value=\"WG\"  >Trinidad and Tobago<\/option>    <option value=\"TN\"  >Tunisia<\/option>    <option value=\"TR\"  >Turkey<\/option>    <option value=\"TM\"  >Turkmenistan<\/option>    <option value=\"TCA\"  >Turks and Caicos<\/option>    <option value=\"UG\"  >Uganda<\/option>    <option value=\"UKR\"  >Ukraine<\/option>    <option value=\"EM\"  >United Arab Emirates<\/option>    <option value=\"UY\"  >Uruguay<\/option>    <option value=\"UZB\"  >Uzbekistan<\/option>    <option value=\"VTU\"  >Vanuatu<\/option>    <option value=\"VC\"  >Venezuela<\/option>    <option value=\"VT\"  >Vietnam<\/option>    <option value=\"YE\"  >Yemen<\/option>    <option value=\"ZA\"  >Zambia<\/option>    <option value=\"ZW\"  >Zimbabwe<\/option>   <\/select> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-9fc98c02-300f-46f4-b365-096d808c296f\" class=\"error-message hide\"><\/div>              <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">          <label  for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-b9dc916e-fb37-4a88-8aa4-b6e2f24d9873\" ><span>State or province<\/span>   <\/label> <select id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-b9dc916e-fb37-4a88-8aa4-b6e2f24d9873\" data-id=\"b9dc916e-fb37-4a88-8aa4-b6e2f24d9873\" data-type=\"dropdown\" name=\"dropdown-2a9a53c1-38d0-426a-a2d6-884c3f749398\" aria-required=\"true\">   <option value=\"1\"  selected  >Option 1<\/option>    <option value=\"2\"  >Option 2<\/option>    <option value=\"3\"  >Option 3<\/option>   <\/select> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-b9dc916e-fb37-4a88-8aa4-b6e2f24d9873\" class=\"error-message hide\"><\/div>              <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-8bab366c-e56b-4068-9401-79ac5b59e4b7\" name=\"prospectNumber1\" type=\"hidden\" value=\"\" data-id=\"8bab366c-e56b-4068-9401-79ac5b59e4b7\"  data-eloqua-id=\"42218\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-e7870abb-ea8d-4eb9-bf2d-935663916a4e\" name=\"contactNumber1\" type=\"hidden\" value=\"\" data-id=\"e7870abb-ea8d-4eb9-bf2d-935663916a4e\"  data-eloqua-id=\"42217\"   >  <\/div>   <\/div>   <div  style=\"--fba-mc: 1\">    <div class=\"vh\">          <div class=\"cb-cont\"><input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-6380cacc-3ff6-4f2e-b50e-e8ac61db7416\" type=\"checkbox\" name=\"contact\" data-type=\"single-line-checkbox\" data-id=\"6380cacc-3ff6-4f2e-b50e-e8ac61db7416\" aria-required=\"false\"   data-eloqua-id=\"42219\"  ><label for=\"e-487d53e0-1095-409e-9741-ebb199f69d38-6380cacc-3ff6-4f2e-b50e-e8ac61db7416\">Yes, I would like to be contacted by a representative to learn more about Bloomberg&#x27;s solutions and services.<\/label><\/div> <div id=\"message-487d53e0-1095-409e-9741-ebb199f69d38-6380cacc-3ff6-4f2e-b50e-e8ac61db7416\" class=\"error-message hide\"><\/div>               <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-14ae0046-367b-4a0a-ae79-77d605225c24\" name=\"learnMoreAbout\" type=\"hidden\" value=\"\" data-id=\"14ae0046-367b-4a0a-ae79-77d605225c24\"  data-eloqua-id=\"49788\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-f9b26207-17be-4ac6-9756-6cf6556c5320\" name=\"ElqCampaignId\" type=\"hidden\" value=\"\" data-id=\"f9b26207-17be-4ac6-9756-6cf6556c5320\"  data-eloqua-id=\"42222\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-2273aeaa-a952-45da-8393-0793a33d9960\" name=\"source\" type=\"hidden\" value=\"\" data-id=\"2273aeaa-a952-45da-8393-0793a33d9960\"  data-eloqua-id=\"42224\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-ef75eb90-07d8-462b-9d4d-0d354cfe2afa\" name=\"utm_medium\" type=\"hidden\" value=\"\" data-id=\"ef75eb90-07d8-462b-9d4d-0d354cfe2afa\"  data-eloqua-id=\"42226\"   data-js-qso=\"utm_medium\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-04e506e4-22d1-42cb-9472-4cdac8c0b8ec\" name=\"utm_campaign\" type=\"hidden\" value=\"\" data-id=\"04e506e4-22d1-42cb-9472-4cdac8c0b8ec\"  data-eloqua-id=\"42227\"   data-js-qso=\"utm_campaign\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-3a23db29-bc5b-4ac4-a3bf-d918ecee57af\" name=\"utm_source\" type=\"hidden\" value=\"\" data-id=\"3a23db29-bc5b-4ac4-a3bf-d918ecee57af\"  data-eloqua-id=\"42228\"   data-js-qso=\"utm_source\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-7345ae17-af6d-4c5e-be53-d0b12f45ac76\" name=\"utm_content\" type=\"hidden\" value=\"\" data-id=\"7345ae17-af6d-4c5e-be53-d0b12f45ac76\"  data-eloqua-id=\"42229\"   data-js-qso=\"utm_content\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-d8db91ff-939c-4525-86a2-5ca1783ac482\" name=\"utm_term\" type=\"hidden\" value=\"\" data-id=\"d8db91ff-939c-4525-86a2-5ca1783ac482\"  data-eloqua-id=\"50743\"   data-js-qso=\"utm_term\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-5ed49b4b-05ac-4401-a1c3-b6913f564396\" name=\"pchash1\" type=\"hidden\" value=\"\" data-id=\"5ed49b4b-05ac-4401-a1c3-b6913f564396\"  data-eloqua-id=\"48000\"   data-js-qso=\"pchash\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-e721a819-af89-4c9f-8a09-080bdf085764\" name=\"formType\" type=\"hidden\" value=\"Gated Content\" data-id=\"e721a819-af89-4c9f-8a09-080bdf085764\"  data-eloqua-id=\"42225\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-4273033a-214b-4ca1-8a8b-4adb391e3a4b\" name=\"pageURL\" type=\"hidden\" value=\"\" data-id=\"4273033a-214b-4ca1-8a8b-4adb391e3a4b\"  data-eloqua-id=\"49789\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-4c5bb8fe-bee8-4cc0-8167-75aa5babbf56\" name=\"customQuestion1\" type=\"hidden\" value=\"\" data-id=\"4c5bb8fe-bee8-4cc0-8167-75aa5babbf56\"  data-eloqua-id=\"47022\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-3972c68a-605b-4ac9-87fe-eb7072c9f640\" name=\"customQuestion2\" type=\"hidden\" value=\"\" data-id=\"3972c68a-605b-4ac9-87fe-eb7072c9f640\"  data-eloqua-id=\"47023\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-8494de96-fe7c-48fa-b40c-4174928d462c\" name=\"customQuestion3\" type=\"hidden\" value=\"\" data-id=\"8494de96-fe7c-48fa-b40c-4174928d462c\"  data-eloqua-id=\"47024\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-f2148f37-9662-474a-bba1-1a5158941fde\" name=\"CustomQuestion4\" type=\"hidden\" value=\"\" data-id=\"f2148f37-9662-474a-bba1-1a5158941fde\"  data-eloqua-id=\"47537\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-594f23cf-1168-4286-8d8e-5a4b54a74a95\" name=\"language\" type=\"hidden\" value=\"English\" data-id=\"594f23cf-1168-4286-8d8e-5a4b54a74a95\"  data-eloqua-id=\"46765\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-f0aeb872-71d8-49fa-8b73-4252acbe9c62\" name=\"dynamicContent\" type=\"hidden\" value=\"\" data-id=\"f0aeb872-71d8-49fa-8b73-4252acbe9c62\"  data-eloqua-id=\"49796\"   data-js-qso=\"dyn\"  >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-09c6416d-34dd-4eeb-9875-8e43ce445d5c\" name=\"newsletterSubscriber\" type=\"hidden\" value=\"\" data-id=\"09c6416d-34dd-4eeb-9875-8e43ce445d5c\"  data-eloqua-id=\"51250\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-ce3fdc64-cc50-44b3-8dfc-8732f6227e37\" name=\"business_unit\" type=\"hidden\" value=\"\" data-id=\"ce3fdc64-cc50-44b3-8dfc-8732f6227e37\"  data-eloqua-id=\"42223\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-a3844bc6-f836-4441-ad8a-d4215561d627\" name=\"mpam\" type=\"hidden\" value=\"\" data-id=\"a3844bc6-f836-4441-ad8a-d4215561d627\"  data-eloqua-id=\"42220\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input id=\"e-487d53e0-1095-409e-9741-ebb199f69d38-52897f56-94a7-4886-bf8d-6267aea7dfba\" name=\"bbgsum\" type=\"hidden\" value=\"\" data-id=\"52897f56-94a7-4886-bf8d-6267aea7dfba\"  data-eloqua-id=\"42230\"   >  <\/div>   <\/div>   <div  class=\"hide\"  style=\"--fba-mc: 1\">    <div class=\"vh hide\">  <input 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hedging.<\/p>\n","protected":false},"author":2042,"featured_media":103635,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"template-case-study.php","format":"standard","meta":{"_yoast_wpseo_primary_category":"449","footnotes":""},"categories":[3661,449],"tags":[],"series":[],"class_list":["post-138932","post","type-post","status-publish","format-standard","hentry","category-technology","category-treasury","type-case-study"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>IHH Healthcare drives operational excellence &amp; strategic growth through a treasury-first digital transformation | Insights | Bloomberg Professional Services<\/title>\n<meta name=\"description\" content=\"IHH Healthcare transitioned from manual, fragmented processes to a &#039;treasury-first&#039; digital framework to centralize liquidity and automate complex hedging.\" \/>\n<meta name=\"robots\" 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